Here we will give you a brief overview of the universe of investment opportunities available to you, though eventually we will make a case that you will only need to focus on a few types of investments. The purpose here is just to establish a general knowledge of all investment classes that you will likely encounter including their benefits, risk/return characteristics, and tax implications … much of which will just be for your information since we will argue that you shouldn’t invest in many of these asset types. But, it’s better for you to know why you don’t want to invest in certain instruments, so take the time to educate yourself! If you are strapped for time or are afraid of reading (much like I am) then just take in the summary bullet points of each investment type given at the top of each page. Read further if you care for more, and send us questions if you’re still scratching your head!